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Call reports 2008

FIRST COMMUNITY BANK — 2008

What FIRST COMMUNITY BANK reported to the FFIEC in 2008, quarter by quarter.

PERIOD: 2008SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/e5ad8ae5-7716-447c-98b0-c7ec323cc7fb/2008

Balance sheet

What the bank holds and owes at quarter end

Measure2008Q12008Q22008Q32008Q4
Total assets123,200,000123,367,000120,607,000123,059,000
Total loans77,446,00076,938,00077,805,00079,689,000
Allowance for loan losses1,162,0001,327,0001,403,0001,110,000
Securities available for sale34,570,00035,815,00035,093,00034,575,000
Securities held to maturity0000
Trading assets0000
Total deposits100,647,000101,677,000100,019,000102,516,000
Interest-bearing deposits93,709,00091,380,00090,856,00090,983,000
Noninterest-bearing deposits6,938,00010,297,0009,163,00011,533,000
Equity capital10,268,0009,794,0009,845,0009,806,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2008Q12008Q22008Q32008Q4
Interest income1,907,0003,673,0005,403,0007,095,000
Interest expense878,0001,714,0002,569,0003,352,000
Net interest income1,029,0001,959,0002,834,0003,743,000
Noninterest income239,000480,000818,000985,000
Noninterest expense757,0001,548,0002,298,0003,038,000
Provision for loan losses-5,000345,000704,0001,043,000
Pretax income561,000633,000731,000728,000
Income tax167,000163,000185,000180,000
Net income394,000470,000546,000548,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2008Q12008Q22008Q32008Q4
Tier 1 capital9,826,0009,898,0009,977,0009,979,000
Total capital10,899,00011,002,00011,058,00011,104,000
Risk-weighted assets85,675,00088,088,00086,181,00090,941,000