Call reports 2008
FIRST COMMUNITY BANK — 2008
What FIRST COMMUNITY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 123,200,000 | 123,367,000 | 120,607,000 | 123,059,000 |
| Total loans | 77,446,000 | 76,938,000 | 77,805,000 | 79,689,000 |
| Allowance for loan losses | 1,162,000 | 1,327,000 | 1,403,000 | 1,110,000 |
| Securities available for sale | 34,570,000 | 35,815,000 | 35,093,000 | 34,575,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,647,000 | 101,677,000 | 100,019,000 | 102,516,000 |
| Interest-bearing deposits | 93,709,000 | 91,380,000 | 90,856,000 | 90,983,000 |
| Noninterest-bearing deposits | 6,938,000 | 10,297,000 | 9,163,000 | 11,533,000 |
| Equity capital | 10,268,000 | 9,794,000 | 9,845,000 | 9,806,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,907,000 | 3,673,000 | 5,403,000 | 7,095,000 |
| Interest expense | 878,000 | 1,714,000 | 2,569,000 | 3,352,000 |
| Net interest income | 1,029,000 | 1,959,000 | 2,834,000 | 3,743,000 |
| Noninterest income | 239,000 | 480,000 | 818,000 | 985,000 |
| Noninterest expense | 757,000 | 1,548,000 | 2,298,000 | 3,038,000 |
| Provision for loan losses | -5,000 | 345,000 | 704,000 | 1,043,000 |
| Pretax income | 561,000 | 633,000 | 731,000 | 728,000 |
| Income tax | 167,000 | 163,000 | 185,000 | 180,000 |
| Net income | 394,000 | 470,000 | 546,000 | 548,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,826,000 | 9,898,000 | 9,977,000 | 9,979,000 |
| Total capital | 10,899,000 | 11,002,000 | 11,058,000 | 11,104,000 |
| Risk-weighted assets | 85,675,000 | 88,088,000 | 86,181,000 | 90,941,000 |