Call reports 2007
FIRST COMMUNITY BANK — 2007
What FIRST COMMUNITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 120,505,000 | 119,483,000 | 122,123,000 | 127,146,000 |
| Total loans | 79,455,000 | 83,992,000 | 85,775,000 | 84,909,000 |
| Allowance for loan losses | 1,093,000 | 1,099,000 | 1,103,000 | 1,179,000 |
| Securities available for sale | 22,943,000 | 25,982,000 | 25,920,000 | 35,308,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,454,000 | 98,854,000 | 100,512,000 | 103,602,000 |
| Interest-bearing deposits | 89,430,000 | 91,413,000 | 93,121,000 | 94,031,000 |
| Noninterest-bearing deposits | 9,024,000 | 7,441,000 | 7,391,000 | 9,571,000 |
| Equity capital | 10,007,000 | 8,743,000 | 9,293,000 | 9,834,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,900,000 | 3,861,000 | 5,836,000 | 7,823,000 |
| Interest expense | 861,000 | 1,783,000 | 2,760,000 | 3,718,000 |
| Net interest income | 1,039,000 | 2,078,000 | 3,076,000 | 4,105,000 |
| Noninterest income | 226,000 | 447,000 | 694,000 | 965,000 |
| Noninterest expense | 833,000 | 1,567,000 | 2,286,000 | 3,024,000 |
| Provision for loan losses | -96,000 | -126,000 | -115,000 | -27,000 |
| Pretax income | 579,000 | 1,139,000 | 1,654,000 | 2,129,000 |
| Income tax | 175,000 | 349,000 | 509,000 | 653,000 |
| Net income | 404,000 | 790,000 | 1,145,000 | 1,476,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,936,000 | 8,820,000 | 9,175,000 | 9,511,000 |
| Total capital | 11,022,000 | 9,932,000 | 10,291,000 | 10,688,000 |
| Risk-weighted assets | 86,807,000 | 93,415,000 | 91,971,000 | 93,948,000 |