Call reports 2006
FIRST COMMUNITY BANK — 2006
What FIRST COMMUNITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 119,891,000 | 117,248,000 | 117,640,000 | 118,009,000 |
| Total loans | 82,991,000 | 78,584,000 | 82,677,000 | 81,762,000 |
| Allowance for loan losses | 1,247,000 | 1,161,000 | 1,254,000 | 1,182,000 |
| Securities available for sale | 30,112,000 | 27,874,000 | 28,275,000 | 27,933,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,562,000 | 92,320,000 | 92,773,000 | 95,287,000 |
| Interest-bearing deposits | 85,957,000 | 86,455,000 | 85,343,000 | 87,438,000 |
| Noninterest-bearing deposits | 6,605,000 | 5,865,000 | 7,430,000 | 7,849,000 |
| Equity capital | 9,286,000 | 9,327,000 | 9,712,000 | 9,713,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,778,000 | 3,593,000 | 5,465,000 | 7,439,000 |
| Interest expense | 741,000 | 1,525,000 | 2,355,000 | 3,221,000 |
| Net interest income | 1,037,000 | 2,068,000 | 3,110,000 | 4,218,000 |
| Noninterest income | 222,000 | 426,000 | 644,000 | 853,000 |
| Noninterest expense | 782,000 | 1,548,000 | 2,331,000 | 3,084,000 |
| Provision for loan losses | 62,000 | 133,000 | 218,000 | 286,000 |
| Pretax income | 415,000 | 813,000 | 1,205,000 | 1,701,000 |
| Income tax | 112,000 | 232,000 | 346,000 | 504,000 |
| Net income | 303,000 | 581,000 | 859,000 | 1,197,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,411,000 | 9,557,000 | 9,716,000 | 9,682,000 |
| Total capital | 10,516,000 | 10,640,000 | 10,820,000 | 10,801,000 |
| Risk-weighted assets | 88,221,000 | 86,555,000 | 88,148,000 | 89,338,000 |