Call reports 2004
FIRST COMMUNITY BANK — 2004
What FIRST COMMUNITY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 113,528,000 | 110,843,000 | 114,612,000 | 116,630,000 |
| Total loans | 74,148,000 | 75,748,000 | 75,825,000 | 76,032,000 |
| Allowance for loan losses | 1,009,000 | 1,038,000 | 1,041,000 | 999,000 |
| Securities available for sale | 32,822,000 | 28,296,000 | 32,529,000 | 31,429,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,940,000 | 88,362,000 | 93,460,000 | 95,529,000 |
| Interest-bearing deposits | 87,210,000 | 83,303,000 | 89,313,000 | 90,601,000 |
| Noninterest-bearing deposits | 4,730,000 | 5,059,000 | 4,147,000 | 4,928,000 |
| Equity capital | 9,912,000 | 9,669,000 | 9,799,000 | 9,994,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,559,000 | 3,122,000 | 4,635,000 | 6,204,000 |
| Interest expense | 619,000 | 1,195,000 | 1,786,000 | 2,396,000 |
| Net interest income | 940,000 | 1,927,000 | 2,849,000 | 3,808,000 |
| Noninterest income | 133,000 | 373,000 | 579,000 | 764,000 |
| Noninterest expense | 754,000 | 1,474,000 | 2,215,000 | 2,922,000 |
| Provision for loan losses | 47,000 | 89,000 | 96,000 | 114,000 |
| Pretax income | 375,000 | 832,000 | 1,212,000 | 1,631,000 |
| Income tax | 113,000 | 246,000 | 360,000 | 486,000 |
| Net income | 262,000 | 586,000 | 852,000 | 1,145,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,305,000 | 9,629,000 | 9,395,000 | 9,688,000 |
| Total capital | 10,285,000 | 10,646,000 | 10,369,000 | 10,687,000 |
| Risk-weighted assets | 78,361,000 | 81,375,000 | 77,862,000 | 80,121,000 |