Call reports 2003

FIRST COMMUNITY BANK — 2003

Name: FIRST COMMUNITY BANK — FFIEC call report 2003
Creator: FIRST COMMUNITY BANK

What FIRST COMMUNITY BANK reported to the FFIEC in 2003, quarter by quarter.

PERIOD: 2003SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/e5ad8ae5-7716-447c-98b0-c7ec323cc7fb/2003

Balance sheet

What the bank holds and owes at quarter end

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Total assets	112,554,000	112,611,000	112,267,000	112,524,000
Total loans	76,344,000	75,757,000	72,664,000	77,717,000
Allowance for loan losses	1,037,000	1,071,000	1,029,000	982,000
Securities available for sale	29,681,000	26,321,000	28,067,000	27,989,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	88,151,000	89,710,000	89,573,000	89,609,000
Interest-bearing deposits	83,957,000	85,645,000	84,506,000	84,909,000
Noninterest-bearing deposits	4,194,000	4,065,000	5,067,000	4,700,000
Equity capital	9,098,000	9,467,000	9,438,000	9,609,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Interest income	1,614,000	3,180,000	4,625,000	6,121,000
Interest expense	692,000	1,390,000	2,068,000	2,727,000
Net interest income	922,000	1,790,000	2,557,000	3,394,000
Noninterest income	208,000	439,000	656,000	825,000
Noninterest expense	720,000	1,473,000	2,233,000	2,984,000
Provision for loan losses	84,000	155,000	192,000	215,000
Pretax income	500,000	799,000	986,000	1,221,000
Income tax	158,000	232,000	270,000	330,000
Net income	342,000	567,000	716,000	891,000

Basel measures — not reported for every quarter

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Tier 1 capital	8,595,000	8,719,000	8,869,000	9,043,000
Total capital	9,547,000	9,704,000	9,898,000	10,025,000
Risk-weighted assets	76,209,000	78,669,000	91,570,000	82,776,000