Call reports 2002
FIRST COMMUNITY BANK — 2002
What FIRST COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|
| Total assets | 108,389,000 | 110,502,000 | 109,560,000 |
| Total loans | 70,617,000 | 71,077,000 | 70,087,000 |
| Allowance for loan losses | 1,040,000 | 1,055,000 | 992,000 |
| Securities available for sale | 32,418,000 | 32,601,000 | 30,440,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 88,438,000 | 90,312,000 | 90,323,000 |
| Interest-bearing deposits | 84,962,000 | 86,388,000 | 86,542,000 |
| Noninterest-bearing deposits | 3,476,000 | 3,924,000 | 3,781,000 |
| Equity capital | 8,585,000 | 9,022,000 | 8,960,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|
| Interest income | 3,499,000 | 5,282,000 | 6,965,000 |
| Interest expense | 1,981,000 | 2,806,000 | 3,563,000 |
| Net interest income | 1,518,000 | 2,476,000 | 3,402,000 |
| Noninterest income | 357,000 | 568,000 | 766,000 |
| Noninterest expense | 1,391,000 | 2,152,000 | 2,829,000 |
| Provision for loan losses | -34,000 | -12,000 | 28,000 |
| Pretax income | 518,000 | 904,000 | 1,311,000 |
| Income tax | 142,000 | 254,000 | 381,000 |
| Net income | 376,000 | 650,000 | 930,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|
| Tier 1 capital | 8,199,000 | 8,273,000 | 8,353,000 |
| Total capital | 9,094,000 | 9,196,000 | 9,279,000 |
| Risk-weighted assets | 71,431,000 | 73,733,000 | 74,031,000 |