Call reports 2016
SUNSHINE BANK — 2016
What SUNSHINE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 522,593,000 | 514,158,000 | 563,345,000 | 930,401,000 |
| Total loans | 340,769,000 | 374,984,000 | 398,840,000 | 687,501,000 |
| Allowance for loan losses | 2,532,000 | 2,895,000 | 2,846,000 | 3,274,000 |
| Securities available for sale | 70,005,000 | 66,285,000 | 61,036,000 | 109,668,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 426,905,000 | 403,973,000 | 442,478,000 | 733,326,000 |
| Interest-bearing deposits | 313,710,000 | 302,973,000 | 353,949,000 | 512,728,000 |
| Noninterest-bearing deposits | 113,195,000 | 101,000,000 | 88,529,000 | 220,598,000 |
| Equity capital | 67,737,000 | 71,145,000 | 76,739,000 | 115,830,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,354,000 | 8,679,000 | 13,526,000 | 20,928,000 |
| Interest expense | 337,000 | 652,000 | 1,052,000 | 1,593,000 |
| Net interest income | 4,017,000 | 8,027,000 | 12,474,000 | 19,335,000 |
| Noninterest income | 641,000 | 1,685,000 | 2,276,000 | 2,978,000 |
| Noninterest expense | 4,402,000 | 8,851,000 | 13,319,000 | 21,031,000 |
| Provision for loan losses | 0 | 350,000 | 350,000 | 350,000 |
| Pretax income | 282,000 | 642,000 | 1,289,000 | 1,140,000 |
| Income tax | 79,000 | 213,000 | 442,000 | 556,000 |
| Net income | 203,000 | 429,000 | 847,000 | 584,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,568,000 | 58,816,000 | 64,583,000 | 93,083,000 |
| Total capital | 58,100,000 | 61,711,000 | 67,429,000 | 96,357,000 |
| Risk-weighted assets | 373,481,000 | 399,588,000 | 425,796,000 | 719,711,000 |