Call reports 2015
SUNSHINE BANK — 2015
What SUNSHINE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 247,394,000 | 476,691,000 | 441,738,000 | 506,913,000 |
| Total loans | 120,765,000 | 309,390,000 | 323,196,000 | 329,567,000 |
| Allowance for loan losses | 1,743,000 | 1,883,000 | 1,947,000 | 2,511,000 |
| Securities available for sale | 60,039,000 | 94,254,000 | 49,226,000 | 65,944,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,921,000 | 357,148,000 | 355,109,000 | 410,926,000 |
| Interest-bearing deposits | 135,729,000 | 277,758,000 | 285,682,000 | 309,997,000 |
| Noninterest-bearing deposits | 64,192,000 | 79,390,000 | 69,427,000 | 100,929,000 |
| Equity capital | 41,338,000 | 57,018,000 | 57,329,000 | 56,193,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,796,000 | 3,531,000 | 7,615,000 | 11,846,000 |
| Interest expense | 67,000 | 138,000 | 435,000 | 751,000 |
| Net interest income | 1,729,000 | 3,393,000 | 7,180,000 | 11,095,000 |
| Noninterest income | 269,000 | 541,000 | 979,000 | 1,434,000 |
| Noninterest expense | 2,403,000 | 5,769,000 | 9,675,000 | 16,161,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -263,000 | -1,640,000 | -1,321,000 | -3,437,000 |
| Income tax | -127,000 | -1,458,000 | -1,390,000 | -2,002,000 |
| Net income | -136,000 | -182,000 | 69,000 | -1,435,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,540,000 | 47,417,000 | 47,679,000 | 45,056,000 |
| Total capital | 40,144,000 | 49,300,000 | 49,626,000 | 47,567,000 |
| Risk-weighted assets | 128,244,000 | 326,747,000 | 346,839,000 | 362,154,000 |