Call reports 2012
SUNSHINE BANK — 2012
What SUNSHINE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 203,432,000 | 199,199,000 | 190,046,000 | 194,045,000 |
| Total loans | 122,583,000 | 117,840,000 | 116,655,000 | 116,315,000 |
| Allowance for loan losses | 3,307,000 | 2,500,000 | 2,482,000 | 2,276,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 25,273,000 | 28,274,000 | 44,730,000 | 44,701,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,947,000 | 170,500,000 | 161,596,000 | 165,538,000 |
| Interest-bearing deposits | 147,139,000 | 145,371,000 | 139,668,000 | 138,512,000 |
| Noninterest-bearing deposits | 27,808,000 | 25,129,000 | 21,928,000 | 27,026,000 |
| Equity capital | 26,481,000 | 26,508,000 | 26,373,000 | 26,411,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,772,000 | 3,407,000 | 5,060,000 | 6,656,000 |
| Interest expense | 171,000 | 327,000 | 452,000 | 567,000 |
| Net interest income | 1,601,000 | 3,080,000 | 4,608,000 | 6,089,000 |
| Noninterest income | 129,000 | 358,000 | 255,000 | 472,000 |
| Noninterest expense | 1,671,000 | 3,331,000 | 4,973,000 | 6,620,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 59,000 | 107,000 | -110,000 | -59,000 |
| Income tax | 26,000 | 47,000 | -35,000 | -22,000 |
| Net income | 33,000 | 60,000 | -75,000 | -37,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,411,000 | 25,452,000 | 25,240,000 | 25,241,000 |
| Total capital | 26,721,000 | 26,705,000 | 26,531,000 | 26,552,000 |
| Risk-weighted assets | 102,800,000 | 98,989,000 | 102,108,000 | 103,939,000 |