Call reports 2009
EAGLE BANK — 2009
What EAGLE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 446,016,000 | 455,139,000 | 451,883,000 | 447,202,000 |
| Total loans | 182,791,000 | 184,628,000 | 189,630,000 | 185,630,000 |
| Allowance for loan losses | 4,056,000 | 4,118,000 | 4,179,000 | 4,236,000 |
| Securities available for sale | 141,105,000 | 126,777,000 | 123,147,000 | 119,712,000 |
| Securities held to maturity | 83,901,000 | 107,743,000 | 100,544,000 | 95,790,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 386,931,000 | 395,479,000 | 393,539,000 | 389,143,000 |
| Interest-bearing deposits | 352,171,000 | 358,222,000 | 356,268,000 | 351,580,000 |
| Noninterest-bearing deposits | 34,760,000 | 37,257,000 | 37,271,000 | 37,563,000 |
| Equity capital | 42,809,000 | 43,248,000 | 43,658,000 | 44,400,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 5,117,000 | 10,235,000 | 15,224,000 | 19,859,000 |
| Interest expense | 1,937,000 | 3,769,000 | 5,408,000 | 6,821,000 |
| Net interest income | 3,180,000 | 6,466,000 | 9,816,000 | 13,038,000 |
| Noninterest income | 519,000 | 1,017,000 | 1,535,000 | 2,110,000 |
| Noninterest expense | 3,413,000 | 6,693,000 | 9,934,000 | 12,981,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 601,000 | 335,000 | -5,885,000 | -6,261,000 |
| Income tax | 22,000 | -207,000 | -2,628,000 | -2,716,000 |
| Net income | 579,000 | 542,000 | -3,257,000 | -3,545,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,820,000 | 46,432,000 | 43,236,000 | 39,749,000 |
| Total capital | 48,266,000 | 50,880,000 | 47,706,000 | 44,105,000 |
| Risk-weighted assets | 359,428,000 | 390,558,000 | 357,617,000 | 348,310,000 |