Call reports 2008
EAGLE BANK — 2008
What EAGLE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 456,757,000 | 431,616,000 | 437,894,000 | 430,322,000 |
| Total loans | 184,237,000 | 188,238,000 | 186,638,000 | 185,728,000 |
| Allowance for loan losses | 4,590,000 | 4,591,000 | 4,476,000 | 4,443,000 |
| Securities available for sale | 177,508,000 | 159,904,000 | 158,800,000 | 156,831,000 |
| Securities held to maturity | 58,856,000 | 50,196,000 | 50,636,000 | 46,981,000 |
| Trading assets | 1,568,000 | 1,634,000 | 877,000 | 0 |
| Total deposits | 385,443,000 | 361,627,000 | 368,343,000 | 373,064,000 |
| Interest-bearing deposits | 351,002,000 | 329,502,000 | 336,183,000 | 340,969,000 |
| Noninterest-bearing deposits | 34,441,000 | 32,125,000 | 32,160,000 | 32,095,000 |
| Equity capital | 53,711,000 | 52,463,000 | 48,465,000 | 43,328,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 5,785,000 | 11,372,000 | 16,786,000 | 22,051,000 |
| Interest expense | 2,562,000 | 4,761,000 | 6,814,000 | 8,850,000 |
| Net interest income | 3,223,000 | 6,611,000 | 9,972,000 | 13,201,000 |
| Noninterest income | 413,000 | 869,000 | 1,240,000 | 1,647,000 |
| Noninterest expense | 3,031,000 | 5,948,000 | 8,880,000 | 11,864,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 686,000 | 1,930,000 | -4,727,000 | -10,059,000 |
| Income tax | 161,000 | 539,000 | -462,000 | -1,458,000 |
| Net income | 525,000 | 1,391,000 | -4,265,000 | -8,601,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,422,000 | 53,113,000 | 49,173,000 | 44,556,000 |
| Total capital | 57,601,000 | 57,215,000 | 53,259,000 | 48,659,000 |
| Risk-weighted assets | 342,901,000 | 327,707,000 | 326,502,000 | 327,682,000 |