Call reports 2007
EAGLE BANK — 2007
What EAGLE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 446,271,000 | 457,427,000 | 452,073,000 | 448,863,000 |
| Total loans | 183,722,000 | 184,612,000 | 187,758,000 | 186,164,000 |
| Allowance for loan losses | 4,622,000 | 4,615,000 | 4,599,000 | 4,592,000 |
| Securities available for sale | 145,062,000 | 163,315,000 | 162,041,000 | 163,932,000 |
| Securities held to maturity | 74,457,000 | 69,078,000 | 67,329,000 | 61,412,000 |
| Trading assets | 2,164,000 | 1,931,000 | 1,052,000 | 0 |
| Total deposits | 377,607,000 | 386,019,000 | 375,197,000 | 373,975,000 |
| Interest-bearing deposits | 346,333,000 | 352,766,000 | 341,911,000 | 341,419,000 |
| Noninterest-bearing deposits | 31,274,000 | 33,253,000 | 33,286,000 | 32,556,000 |
| Equity capital | 52,343,000 | 52,817,000 | 53,872,000 | 54,139,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 5,838,000 | 11,802,000 | 17,841,000 | 23,953,000 |
| Interest expense | 2,744,000 | 5,549,000 | 8,446,000 | 11,274,000 |
| Net interest income | 3,094,000 | 6,253,000 | 9,395,000 | 12,679,000 |
| Noninterest income | 521,000 | 1,046,000 | 1,524,000 | 2,078,000 |
| Noninterest expense | 3,065,000 | 6,037,000 | 8,940,000 | 12,026,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 756,000 | 1,932,000 | 2,703,000 | 2,966,000 |
| Income tax | 205,000 | 572,000 | 767,000 | 821,000 |
| Net income | 551,000 | 1,360,000 | 1,936,000 | 2,145,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,845,000 | 52,653,000 | 53,230,000 | 53,439,000 |
| Total capital | 55,926,000 | 57,005,000 | 57,453,000 | 57,473,000 |
| Risk-weighted assets | 325,949,000 | 347,890,000 | 337,333,000 | 322,097,000 |