Call reports 2006
EAGLE BANK — 2006
What EAGLE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 443,704,000 | 443,146,000 | 444,376,000 | 452,991,000 |
| Total loans | 202,587,000 | 200,074,000 | 198,759,000 | 192,791,000 |
| Allowance for loan losses | 4,653,000 | 4,647,000 | 4,639,000 | 4,629,000 |
| Securities available for sale | 112,961,000 | 113,932,000 | 122,479,000 | 138,965,000 |
| Securities held to maturity | 80,081,000 | 88,054,000 | 83,343,000 | 80,424,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 377,788,000 | 376,750,000 | 376,310,000 | 383,502,000 |
| Interest-bearing deposits | 346,245,000 | 342,696,000 | 343,554,000 | 344,249,000 |
| Noninterest-bearing deposits | 31,543,000 | 34,054,000 | 32,756,000 | 39,253,000 |
| Equity capital | 48,342,000 | 49,113,000 | 50,779,000 | 51,785,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,357,000 | 10,986,000 | 16,778,000 | 22,713,000 |
| Interest expense | 2,185,000 | 4,531,000 | 7,077,000 | 9,816,000 |
| Net interest income | 3,172,000 | 6,455,000 | 9,701,000 | 12,897,000 |
| Noninterest income | 440,000 | 950,000 | 1,445,000 | 1,996,000 |
| Noninterest expense | 3,010,000 | 5,851,000 | 8,735,000 | 11,699,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 730,000 | 1,915,000 | 3,074,000 | 4,432,000 |
| Income tax | 220,000 | 607,000 | 982,000 | 1,448,000 |
| Net income | 510,000 | 1,308,000 | 2,092,000 | 2,984,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,820,000 | 49,618,000 | 50,402,000 | 51,294,000 |
| Total capital | 52,857,000 | 53,664,000 | 54,451,000 | 55,288,000 |
| Risk-weighted assets | 322,349,000 | 323,082,000 | 323,364,000 | 318,931,000 |