Call reports 2005
EAGLE BANK — 2005
What EAGLE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 445,202,000 | 448,253,000 | 449,515,000 | 449,037,000 |
| Total loans | 187,568,000 | 192,582,000 | 197,446,000 | 200,244,000 |
| Allowance for loan losses | 4,664,000 | 4,689,000 | 4,674,000 | 4,660,000 |
| Securities available for sale | 176,187,000 | 156,738,000 | 142,821,000 | 122,787,000 |
| Securities held to maturity | 49,322,000 | 56,272,000 | 69,343,000 | 76,350,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 385,195,000 | 386,384,000 | 381,174,000 | 382,013,000 |
| Interest-bearing deposits | 355,401,000 | 354,361,000 | 347,214,000 | 346,975,000 |
| Noninterest-bearing deposits | 29,794,000 | 32,023,000 | 33,960,000 | 35,038,000 |
| Equity capital | 46,047,000 | 46,764,000 | 47,123,000 | 47,813,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 4,433,000 | 9,144,000 | 14,048,000 | 19,222,000 |
| Interest expense | 1,645,000 | 3,405,000 | 5,297,000 | 7,366,000 |
| Net interest income | 2,788,000 | 5,739,000 | 8,751,000 | 11,856,000 |
| Noninterest income | 490,000 | 1,032,000 | 1,584,000 | 2,115,000 |
| Noninterest expense | 2,764,000 | 5,557,000 | 8,360,000 | 11,193,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 590,000 | 1,350,000 | 2,022,000 | 2,884,000 |
| Income tax | 164,000 | 397,000 | 591,000 | 826,000 |
| Net income | 426,000 | 953,000 | 1,431,000 | 2,058,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,668,000 | 47,187,000 | 47,683,000 | 48,310,000 |
| Total capital | 50,812,000 | 51,279,000 | 51,841,000 | 52,159,000 |
| Risk-weighted assets | 331,080,000 | 326,756,000 | 332,673,000 | 324,731,000 |