Call reports 2004
EAGLE BANK — 2004
What EAGLE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 433,412,000 | 437,902,000 | 440,083,000 | 440,047,000 |
| Total loans | 157,473,000 | 166,051,000 | 172,845,000 | 181,959,000 |
| Allowance for loan losses | 4,660,000 | 4,660,000 | 4,660,000 | 4,670,000 |
| Securities available for sale | 213,504,000 | 224,152,000 | 201,284,000 | 180,853,000 |
| Securities held to maturity | 22,334,000 | 20,801,000 | 34,718,000 | 37,355,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 372,496,000 | 378,990,000 | 379,639,000 | 378,235,000 |
| Interest-bearing deposits | 346,583,000 | 351,374,000 | 351,936,000 | 347,331,000 |
| Noninterest-bearing deposits | 25,913,000 | 27,616,000 | 27,703,000 | 30,904,000 |
| Equity capital | 46,495,000 | 45,732,000 | 46,205,000 | 46,580,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,813,000 | 7,615,000 | 11,690,000 | 15,900,000 |
| Interest expense | 1,535,000 | 3,061,000 | 4,643,000 | 6,255,000 |
| Net interest income | 2,278,000 | 4,554,000 | 7,047,000 | 9,645,000 |
| Noninterest income | 420,000 | 892,000 | 1,405,000 | 1,861,000 |
| Noninterest expense | 2,535,000 | 5,067,000 | 7,676,000 | 10,699,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 489,000 | 794,000 | 1,186,000 | 1,612,000 |
| Income tax | 134,000 | 182,000 | 266,000 | 431,000 |
| Net income | 355,000 | 612,000 | 920,000 | 1,181,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,769,000 | 46,015,000 | 46,299,000 | 46,230,000 |
| Total capital | 49,945,000 | 50,340,000 | 50,508,000 | 50,283,000 |
| Risk-weighted assets | 333,900,000 | 345,703,000 | 336,288,000 | 323,595,000 |