Call reports 2003
EAGLE BANK — 2003
What EAGLE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 394,036,000 | 404,928,000 | 424,229,000 | 429,654,000 |
| Total loans | 138,741,000 | 150,548,000 | 149,223,000 | 155,060,000 |
| Allowance for loan losses | 4,984,000 | 4,984,000 | 4,985,000 | 4,653,000 |
| Securities available for sale | 180,880,000 | 183,826,000 | 210,745,000 | 212,730,000 |
| Securities held to maturity | 39,634,000 | 27,712,000 | 24,441,000 | 28,234,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 346,109,000 | 349,823,000 | 364,055,000 | 368,749,000 |
| Interest-bearing deposits | 322,567,000 | 327,739,000 | 339,809,000 | 345,603,000 |
| Noninterest-bearing deposits | 23,542,000 | 22,084,000 | 24,246,000 | 23,146,000 |
| Equity capital | 43,253,000 | 44,388,000 | 45,192,000 | 45,999,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 4,059,000 | 8,075,000 | 11,874,000 | 15,825,000 |
| Interest expense | 1,738,000 | 3,425,000 | 5,070,000 | 6,688,000 |
| Net interest income | 2,321,000 | 4,650,000 | 6,804,000 | 9,137,000 |
| Noninterest income | 584,000 | 1,141,000 | 3,392,000 | 3,854,000 |
| Noninterest expense | 2,392,000 | 4,816,000 | 7,328,000 | 10,169,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 553,000 | 1,049,000 | 2,744,000 | 2,666,000 |
| Income tax | 114,000 | 215,000 | 675,000 | 533,000 |
| Net income | 439,000 | 834,000 | 2,069,000 | 2,133,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,477,000 | 43,438,000 | 44,790,000 | 44,824,000 |
| Total capital | 45,218,000 | 47,214,000 | 48,775,000 | 48,953,000 |
| Risk-weighted assets | 297,997,000 | 300,908,000 | 317,815,000 | 330,068,000 |