Call reports 2003
COMPASS BANK FOR SAVINGS — 2003
What COMPASS BANK FOR SAVINGS reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 3,279,773,000 | 3,984,029,000 | 3,972,353,000 | 3,887,672,000 |
| Total loans | 2,699,988,000 | 3,261,717,000 | 3,164,199,000 | 3,211,545,000 |
| Allowance for loan losses | 29,611,000 | 36,638,000 | 37,856,000 | 38,068,000 |
| Securities available for sale | 339,766,000 | 320,512,000 | 293,116,000 | 326,455,000 |
| Securities held to maturity | 12,851,000 | 12,793,000 | 13,748,000 | 13,683,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,194,094,000 | 2,663,645,000 | 2,678,965,000 | 2,636,873,000 |
| Interest-bearing deposits | 1,986,506,000 | 2,408,898,000 | 2,423,311,000 | 2,379,083,000 |
| Noninterest-bearing deposits | 207,588,000 | 254,747,000 | 255,654,000 | 257,790,000 |
| Equity capital | 254,162,000 | 345,830,000 | 352,306,000 | 360,712,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 46,981,000 | 96,169,000 | 149,655,000 | 201,351,000 |
| Interest expense | 19,141,000 | 38,963,000 | 59,321,000 | 78,672,000 |
| Net interest income | 27,840,000 | 57,206,000 | 90,334,000 | 122,679,000 |
| Noninterest income | 2,582,000 | 5,762,000 | 9,285,000 | 12,545,000 |
| Noninterest expense | 17,575,000 | 35,435,000 | 54,501,000 | 74,824,000 |
| Provision for loan losses | 2,025,000 | 4,050,000 | 6,185,000 | 7,635,000 |
| Pretax income | 11,051,000 | 23,764,000 | 39,243,000 | 53,234,000 |
| Income tax | 12,311,000 | 13,596,000 | 19,941,000 | 25,556,000 |
| Net income | -1,260,000 | 10,168,000 | 19,302,000 | 27,678,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 246,342,000 | 249,153,000 | 259,040,000 | 269,400,000 |
| Total capital | 274,841,000 | 283,158,000 | 291,809,000 | 303,996,000 |
| Risk-weighted assets | 2,260,773,000 | 2,682,380,000 | 2,573,982,000 | 2,700,710,000 |