Call reports 2002
COMPASS BANK FOR SAVINGS — 2002
What COMPASS BANK FOR SAVINGS reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 3,020,892,000 | 3,160,611,000 | 3,248,891,000 | 3,207,565,000 |
| Total loans | 2,334,512,000 | 2,434,732,000 | 2,551,500,000 | 2,646,103,000 |
| Allowance for loan losses | 25,493,000 | 26,876,000 | 28,338,000 | 29,321,000 |
| Securities available for sale | 458,775,000 | 432,001,000 | 383,319,000 | 350,065,000 |
| Securities held to maturity | 12,543,000 | 12,509,000 | 12,475,000 | 12,984,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,023,588,000 | 2,139,638,000 | 2,202,287,000 | 2,162,021,000 |
| Interest-bearing deposits | 1,852,776,000 | 1,887,563,000 | 1,951,753,000 | 1,970,635,000 |
| Noninterest-bearing deposits | 170,812,000 | 252,075,000 | 250,534,000 | 191,386,000 |
| Equity capital | 221,409,000 | 229,127,000 | 235,344,000 | 245,286,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 46,567,000 | 94,944,000 | 144,047,000 | 192,469,000 |
| Interest expense | 22,216,000 | 43,914,000 | 65,897,000 | 87,117,000 |
| Net interest income | 24,351,000 | 51,030,000 | 78,150,000 | 105,352,000 |
| Noninterest income | 2,474,000 | 5,352,000 | 8,451,000 | 11,043,000 |
| Noninterest expense | 14,812,000 | 29,621,000 | 44,713,000 | 59,800,000 |
| Provision for loan losses | 1,485,000 | 3,435,000 | 5,235,000 | 7,035,000 |
| Pretax income | 10,789,000 | 21,870,000 | 35,126,000 | 47,951,000 |
| Income tax | 3,697,000 | 7,576,000 | 12,334,000 | 16,773,000 |
| Net income | 7,092,000 | 14,294,000 | 22,792,000 | 31,178,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 218,828,000 | 222,629,000 | 227,755,000 | 237,113,000 |
| Total capital | 244,350,000 | 249,413,000 | 255,402,000 | 265,307,000 |
| Risk-weighted assets | 2,015,400,000 | 2,115,125,000 | 2,204,153,000 | 2,234,751,000 |