Call reports 2017
NEW JERSEY COMMUNITY BANK — 2017
What NEW JERSEY COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 106,719,000 | 103,557,000 | 103,572,000 | 103,120,000 |
| Total loans | 75,665,000 | 80,512,000 | 83,380,000 | 78,992,000 |
| Allowance for loan losses | 1,610,000 | 1,503,000 | 1,503,000 | 1,503,000 |
| Securities available for sale | 6,488,000 | 6,356,000 | 6,167,000 | 5,949,000 |
| Securities held to maturity | 5,998,000 | 5,991,000 | 5,485,000 | 5,478,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,355,000 | 93,516,000 | 93,815,000 | 93,695,000 |
| Interest-bearing deposits | 86,119,000 | 81,286,000 | 84,928,000 | 82,908,000 |
| Noninterest-bearing deposits | 10,236,000 | 12,230,000 | 8,887,000 | 10,788,000 |
| Equity capital | 9,887,000 | 9,639,000 | 9,264,000 | 8,920,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 920,000 | 1,865,000 | 2,855,000 | 3,976,000 |
| Interest expense | 204,000 | 428,000 | 660,000 | 909,000 |
| Net interest income | 716,000 | 1,437,000 | 2,195,000 | 3,067,000 |
| Noninterest income | 63,000 | 140,000 | 212,000 | 269,000 |
| Noninterest expense | 1,013,000 | 2,089,000 | 3,294,000 | 4,528,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -234,000 | -512,000 | -887,000 | -1,192,000 |
| Income tax | 0 | 0 | 0 | 15,000 |
| Net income | -234,000 | -512,000 | -887,000 | -1,207,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,948,000 | 9,673,000 | 9,301,000 | 8,983,000 |
| Total capital | 10,936,000 | 10,719,000 | 10,377,000 | 9,992,000 |
| Risk-weighted assets | 78,430,000 | 83,257,000 | 85,697,000 | 80,284,000 |