Call reports 2011
NEW JERSEY COMMUNITY BANK — 2011
What NEW JERSEY COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 122,908,000 | 125,811,000 | 129,353,000 | 132,018,000 |
| Total loans | 87,712,000 | 89,678,000 | 86,938,000 | 87,857,000 |
| Allowance for loan losses | 1,070,000 | 1,132,000 | 1,126,000 | 1,101,000 |
| Securities available for sale | 11,385,000 | 11,589,000 | 13,061,000 | 18,719,000 |
| Securities held to maturity | 1,221,000 | 1,221,000 | 1,221,000 | 1,469,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,992,000 | 110,536,000 | 113,829,000 | 116,417,000 |
| Interest-bearing deposits | 102,096,000 | 103,695,000 | 108,126,000 | 110,337,000 |
| Noninterest-bearing deposits | 5,896,000 | 6,841,000 | 5,703,000 | 6,080,000 |
| Equity capital | 14,738,000 | 15,024,000 | 15,231,000 | 15,294,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,429,000 | 2,933,000 | 4,435,000 | 5,896,000 |
| Interest expense | 335,000 | 697,000 | 1,079,000 | 1,459,000 |
| Net interest income | 1,094,000 | 2,236,000 | 3,356,000 | 4,437,000 |
| Noninterest income | 104,000 | 214,000 | 321,000 | 451,000 |
| Noninterest expense | 849,000 | 1,731,000 | 2,721,000 | 3,685,000 |
| Provision for loan losses | 95,000 | 179,000 | 209,000 | 244,000 |
| Pretax income | 254,000 | 540,000 | 747,000 | 959,000 |
| Income tax | 112,000 | 239,000 | 333,000 | 407,000 |
| Net income | 142,000 | 301,000 | 414,000 | 552,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,951,000 | 14,152,000 | 14,348,000 | 14,796,000 |
| Total capital | 15,021,000 | 15,284,000 | 15,474,000 | 15,897,000 |
| Risk-weighted assets | 95,042,000 | 98,073,000 | 94,645,000 | 97,033,000 |