Call reports 2025
AUBURN BANKING COMPANY — 2025
What AUBURN BANKING COMPANY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 139,652,000 | 139,839,000 | 142,068,000 | 153,359,000 |
| Total loans | 108,452,000 | 107,363,000 | 111,363,000 | 115,773,000 |
| Allowance for loan losses | 766,000 | 775,000 | 809,000 | 888,000 |
| Securities available for sale | 16,922,000 | 16,731,000 | 16,630,000 | 19,360,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,344,000 | 125,299,000 | 127,029,000 | 137,733,000 |
| Interest-bearing deposits | 81,102,000 | 84,744,000 | 85,851,000 | 97,230,000 |
| Noninterest-bearing deposits | 41,242,000 | 40,555,000 | 41,178,000 | 40,503,000 |
| Equity capital | 9,785,000 | 9,962,000 | 10,504,000 | 11,127,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,013,000 | 4,091,000 | 6,185,000 | 8,398,000 |
| Interest expense | 678,000 | 1,344,000 | 2,006,000 | 2,719,000 |
| Net interest income | 1,335,000 | 2,747,000 | 4,179,000 | 5,679,000 |
| Noninterest income | 139,000 | 294,000 | 457,000 | 580,000 |
| Noninterest expense | 895,000 | 1,783,000 | 2,709,000 | 3,732,000 |
| Provision for loan losses | 13,000 | 25,000 | 73,000 | 165,000 |
| Pretax income | 566,000 | 1,233,000 | 1,854,000 | 2,225,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 566,000 | 1,233,000 | 1,854,000 | 2,225,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,116,000 | 12,127,000 | 12,418,000 | 12,789,000 |
| Total capital | 12,882,000 | 12,902,000 | 13,227,000 | 13,677,000 |
| Risk-weighted assets | 102,579,000 | 103,825,000 | 106,747,000 | 109,929,000 |