Call reports 2020
AUBURN BANKING COMPANY — 2020
What AUBURN BANKING COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 87,080,000 | 91,451,000 | 91,488,000 | 98,282,000 |
| Total loans | 56,060,000 | 61,267,000 | 62,905,000 | 63,350,000 |
| Allowance for loan losses | 493,000 | 506,000 | 519,000 | 535,000 |
| Securities available for sale | 19,278,000 | 15,092,000 | 17,558,000 | 15,549,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,648,000 | 79,819,000 | 79,875,000 | 87,132,000 |
| Interest-bearing deposits | 52,447,000 | 50,268,000 | 51,437,000 | 54,563,000 |
| Noninterest-bearing deposits | 23,201,000 | 29,551,000 | 28,438,000 | 32,569,000 |
| Equity capital | 7,985,000 | 7,923,000 | 7,865,000 | 8,279,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 985,000 | 1,901,000 | 2,825,000 | 3,804,000 |
| Interest expense | 145,000 | 260,000 | 351,000 | 420,000 |
| Net interest income | 840,000 | 1,641,000 | 2,474,000 | 3,384,000 |
| Noninterest income | 107,000 | 202,000 | 305,000 | 408,000 |
| Noninterest expense | 618,000 | 1,210,000 | 1,804,000 | 2,400,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 314,000 | 603,000 | 930,000 | 1,332,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 314,000 | 603,000 | 930,000 | 1,332,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,916,000 | 7,890,000 | 7,867,000 | 8,269,000 |
| Total capital | 8,409,000 | 8,396,000 | 8,386,000 | 8,804,000 |
| Risk-weighted assets | 61,110,000 | 67,510,000 | 71,138,000 | 69,861,000 |