Call reports 2015
AUBURN BANKING COMPANY — 2015
What AUBURN BANKING COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 74,362,000 | 72,662,000 | 71,716,000 | 73,343,000 |
| Total loans | 50,062,000 | 50,964,000 | 50,979,000 | 52,264,000 |
| Allowance for loan losses | 522,000 | 534,000 | 477,000 | 458,000 |
| Securities available for sale | 17,812,000 | 15,668,000 | 14,828,000 | 14,262,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,965,000 | 60,584,000 | 60,977,000 | 62,970,000 |
| Interest-bearing deposits | 42,603,000 | 43,099,000 | 44,008,000 | 44,358,000 |
| Noninterest-bearing deposits | 18,362,000 | 17,485,000 | 16,969,000 | 18,612,000 |
| Equity capital | 6,278,000 | 5,939,000 | 6,063,000 | 6,328,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 826,000 | 1,642,000 | 2,473,000 | 3,287,000 |
| Interest expense | 47,000 | 94,000 | 143,000 | 194,000 |
| Net interest income | 779,000 | 1,548,000 | 2,330,000 | 3,093,000 |
| Noninterest income | 100,000 | 223,000 | 319,000 | 429,000 |
| Noninterest expense | 511,000 | 1,044,000 | 1,579,000 | 2,125,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 368,000 | 729,000 | 1,072,000 | 1,399,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 368,000 | 729,000 | 1,072,000 | 1,399,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,644,000 | 6,420,000 | 6,383,000 | 6,710,000 |
| Total capital | 7,166,000 | 6,954,000 | 6,860,000 | 7,168,000 |
| Risk-weighted assets | 52,853,000 | 52,904,000 | 52,643,000 | 48,026,000 |