Call reports 2005
AUBURN BANKING COMPANY — 2005
What AUBURN BANKING COMPANY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 55,456,000 | 56,123,000 | 55,824,000 | 57,154,000 |
| Total loans | 35,678,000 | 36,112,000 | 36,196,000 | 36,281,000 |
| Allowance for loan losses | 697,000 | 706,000 | 683,000 | 659,000 |
| Securities available for sale | 16,350,000 | 16,602,000 | 16,402,000 | 16,190,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,634,000 | 46,408,000 | 45,892,000 | 47,447,000 |
| Interest-bearing deposits | 39,755,000 | 38,575,000 | 38,264,000 | 38,870,000 |
| Noninterest-bearing deposits | 7,879,000 | 7,833,000 | 7,627,000 | 8,577,000 |
| Equity capital | 4,265,000 | 4,482,000 | 4,481,000 | 4,649,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 754,000 | 1,534,000 | 2,353,000 | 3,203,000 |
| Interest expense | 206,000 | 431,000 | 682,000 | 968,000 |
| Net interest income | 548,000 | 1,103,000 | 1,671,000 | 2,235,000 |
| Noninterest income | 123,000 | 246,000 | 366,000 | 478,000 |
| Noninterest expense | 404,000 | 806,000 | 1,218,000 | 1,608,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 267,000 | 543,000 | 819,000 | 1,105,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 267,000 | 543,000 | 819,000 | 1,105,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,409,000 | 4,369,000 | 4,564,000 | 4,840,000 |
| Total capital | 4,840,000 | 4,826,000 | 5,020,000 | 5,285,000 |
| Risk-weighted assets | 34,459,000 | 36,298,000 | 36,224,000 | 35,348,000 |