Call reports 2004
AUBURN BANKING COMPANY — 2004
What AUBURN BANKING COMPANY reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 55,217,000 | 55,351,000 | 56,054,000 | 53,202,000 |
| Total loans | 33,461,000 | 34,841,000 | 36,051,000 | 34,792,000 |
| Allowance for loan losses | 716,000 | 749,000 | 695,000 | 672,000 |
| Securities available for sale | 18,524,000 | 17,493,000 | 16,658,000 | 15,043,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,508,000 | 46,883,000 | 45,737,000 | 45,526,000 |
| Interest-bearing deposits | 40,605,000 | 39,476,000 | 38,623,000 | 38,141,000 |
| Noninterest-bearing deposits | 6,903,000 | 7,407,000 | 7,114,000 | 7,385,000 |
| Equity capital | 4,776,000 | 4,179,000 | 4,649,000 | 4,593,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 742,000 | 1,471,000 | 2,224,000 | 2,963,000 |
| Interest expense | 217,000 | 423,000 | 627,000 | 832,000 |
| Net interest income | 525,000 | 1,048,000 | 1,597,000 | 2,131,000 |
| Noninterest income | 118,000 | 236,000 | 356,000 | 470,000 |
| Noninterest expense | 369,000 | 745,000 | 1,117,000 | 1,660,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 259,000 | 509,000 | 791,000 | 881,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 259,000 | 509,000 | 791,000 | 881,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,316,000 | 4,217,000 | 4,389,000 | 4,442,000 |
| Total capital | 4,732,000 | 4,646,000 | 4,824,000 | 4,875,000 |
| Risk-weighted assets | 33,006,000 | 34,027,000 | 34,554,000 | 34,367,000 |