Call reports 2003
AUBURN BANKING COMPANY — 2003
What AUBURN BANKING COMPANY reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 55,816,000 | 55,319,000 | 54,675,000 | 54,518,000 |
| Total loans | 29,971,000 | 31,030,000 | 31,903,000 | 31,260,000 |
| Allowance for loan losses | 782,000 | 802,000 | 735,000 | 687,000 |
| Securities available for sale | 15,382,000 | 19,544,000 | 18,561,000 | 18,745,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,707,000 | 49,383,000 | 48,267,000 | 47,969,000 |
| Interest-bearing deposits | 42,654,000 | 43,020,000 | 41,751,000 | 41,160,000 |
| Noninterest-bearing deposits | 6,053,000 | 6,363,000 | 6,517,000 | 6,809,000 |
| Equity capital | 4,403,000 | 4,738,000 | 4,383,000 | 4,569,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 743,000 | 1,490,000 | 2,242,000 | 2,953,000 |
| Interest expense | 315,000 | 598,000 | 844,000 | 1,066,000 |
| Net interest income | 428,000 | 892,000 | 1,398,000 | 1,887,000 |
| Noninterest income | 82,000 | 179,000 | 279,000 | 380,000 |
| Noninterest expense | 382,000 | 765,000 | 1,138,000 | 1,534,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 117,000 | 265,000 | 468,000 | 634,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 117,000 | 265,000 | 468,000 | 634,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,898,000 | 4,051,000 | 4,093,000 | 4,238,000 |
| Total capital | 4,298,000 | 4,446,000 | 4,491,000 | 4,644,000 |
| Risk-weighted assets | 31,787,000 | 30,971,000 | 31,540,000 | 32,198,000 |