Call reports 2002
AUBURN BANKING COMPANY — 2002
What AUBURN BANKING COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 54,908,000 | 54,720,000 | 54,452,000 | 55,429,000 |
| Total loans | 32,260,000 | 31,806,000 | 31,701,000 | 30,729,000 |
| Allowance for loan losses | 955,000 | 890,000 | 794,000 | 735,000 |
| Securities available for sale | 15,401,000 | 16,384,000 | 14,619,000 | 14,448,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,606,000 | 48,891,000 | 48,249,000 | 48,638,000 |
| Interest-bearing deposits | 43,493,000 | 42,899,000 | 42,778,000 | 42,154,000 |
| Noninterest-bearing deposits | 6,113,000 | 5,992,000 | 5,471,000 | 6,484,000 |
| Equity capital | 3,769,000 | 4,188,000 | 4,598,000 | 4,396,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 859,000 | 1,711,000 | 2,459,000 | 3,234,000 |
| Interest expense | 442,000 | 857,000 | 1,238,000 | 1,592,000 |
| Net interest income | 417,000 | 854,000 | 1,221,000 | 1,642,000 |
| Noninterest income | 79,000 | 164,000 | 232,000 | 292,000 |
| Noninterest expense | 415,000 | 814,000 | 1,191,000 | 1,571,000 |
| Provision for loan losses | 30,000 | 60,000 | 96,000 | 226,000 |
| Pretax income | 51,000 | 144,000 | 166,000 | 137,000 |
| Income tax | -3,000 | -7,000 | -10,000 | -14,000 |
| Net income | 54,000 | 151,000 | 176,000 | 151,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,741,000 | 3,843,000 | 3,996,000 | 3,832,000 |
| Total capital | 4,154,000 | 4,258,000 | 4,396,000 | 4,236,000 |
| Risk-weighted assets | 32,518,000 | 32,750,000 | 31,627,000 | 31,988,000 |