Call reports 2023
FIRST SECURE BANK AND TRUST CO. — 2023
What FIRST SECURE BANK AND TRUST CO. reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 355,747,000 | 356,191,000 | 359,213,000 | 361,750,000 |
| Total loans | 264,517,000 | 276,021,000 | 282,188,000 | 287,913,000 |
| Allowance for loan losses | 3,236,000 | 3,371,000 | 3,516,000 | 3,606,000 |
| Securities available for sale | 32,644,000 | 30,505,000 | 29,651,000 | 26,047,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 302,542,000 | 314,207,000 | 322,350,000 | 323,596,000 |
| Interest-bearing deposits | 248,027,000 | 263,568,000 | 269,838,000 | 275,277,000 |
| Noninterest-bearing deposits | 54,515,000 | 50,639,000 | 52,512,000 | 48,319,000 |
| Equity capital | 34,247,000 | 34,654,000 | 35,000,000 | 35,826,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,457,000 | 9,189,000 | 13,918,000 | 18,906,000 |
| Interest expense | 1,334,000 | 3,212,000 | 5,472,000 | 8,147,000 |
| Net interest income | 3,123,000 | 5,977,000 | 8,446,000 | 10,759,000 |
| Noninterest income | 160,000 | 241,000 | 364,000 | 507,000 |
| Noninterest expense | 2,041,000 | 3,865,000 | 5,769,000 | 7,704,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 550,000 |
| Pretax income | 1,092,000 | 2,053,000 | 2,591,000 | 3,012,000 |
| Income tax | 312,000 | 586,000 | 740,000 | 848,000 |
| Net income | 780,000 | 1,467,000 | 1,851,000 | 2,164,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,534,000 | 35,221,000 | 35,605,000 | 35,918,000 |
| Total capital | 37,770,000 | 38,574,000 | 38,959,000 | 39,347,000 |
| Risk-weighted assets | 265,550,000 | 268,192,000 | 268,182,000 | 274,174,000 |
Machine access — free, no API key
Every figure shown here about FIRST SECURE BANK AND TRUST CO. — 2023 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.