Call reports 2022
FIRST SECURE BANK AND TRUST CO. — 2022
What FIRST SECURE BANK AND TRUST CO. reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 332,786,000 | 341,928,000 | 340,481,000 | 349,267,000 |
| Total loans | 258,353,000 | 263,248,000 | 255,441,000 | 266,706,000 |
| Allowance for loan losses | 3,073,000 | 2,787,000 | 2,937,000 | 3,086,000 |
| Securities available for sale | 34,855,000 | 34,995,000 | 33,184,000 | 33,011,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 278,142,000 | 296,119,000 | 297,070,000 | 306,594,000 |
| Interest-bearing deposits | 0 | 232,066,000 | 231,462,000 | 251,176,000 |
| Noninterest-bearing deposits | 278,142,000 | 64,053,000 | 65,608,000 | 55,418,000 |
| Equity capital | 28,768,000 | 29,187,000 | 31,827,000 | 33,161,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,010,000 | 6,266,000 | 11,361,000 | 15,493,000 |
| Interest expense | 262,000 | 515,000 | 927,000 | 1,617,000 |
| Net interest income | 2,748,000 | 5,751,000 | 10,434,000 | 13,876,000 |
| Noninterest income | 798,000 | 1,388,000 | 733,000 | 982,000 |
| Noninterest expense | 1,978,000 | 3,896,000 | 5,887,000 | 7,737,000 |
| Provision for loan losses | 50,000 | 200,000 | 350,000 | 500,000 |
| Pretax income | 1,518,000 | 3,043,000 | 4,930,000 | 6,621,000 |
| Income tax | 433,000 | 860,000 | 1,399,000 | 1,876,000 |
| Net income | 1,085,000 | 2,183,000 | 3,531,000 | 4,745,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,095,000 | 29,192,000 | 32,541,000 | 33,754,000 |
| Total capital | 30,830,000 | 31,979,000 | 35,478,000 | 36,840,000 |
| Risk-weighted assets | 218,427,000 | 239,659,000 | 251,839,000 | 261,869,000 |