Call reports 2021
FIRST SECURE BANK AND TRUST CO. — 2021
What FIRST SECURE BANK AND TRUST CO. reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 418,367,000 | 393,953,000 | 355,668,000 | 356,590,000 |
| Total loans | 333,310,000 | 301,899,000 | 271,631,000 | 261,594,000 |
| Allowance for loan losses | 2,873,000 | 3,023,000 | 3,023,000 | 3,023,000 |
| Securities available for sale | 23,693,000 | 26,354,000 | 25,607,000 | 36,966,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 277,952,000 | 278,028,000 | 273,332,000 | 276,873,000 |
| Interest-bearing deposits | 77,618,000 | 184,108,000 | 202,152,000 | 209,777,000 |
| Noninterest-bearing deposits | 200,334,000 | 93,920,000 | 71,180,000 | 67,096,000 |
| Equity capital | 23,145,000 | 27,219,000 | 28,189,000 | 28,661,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,931,000 | 5,913,000 | 8,910,000 | 11,900,000 |
| Interest expense | 523,000 | 996,000 | 1,401,000 | 1,722,000 |
| Net interest income | 2,408,000 | 4,917,000 | 7,509,000 | 10,178,000 |
| Noninterest income | 893,000 | 1,750,000 | 2,335,000 | 2,743,000 |
| Noninterest expense | 1,480,000 | 3,106,000 | 4,870,000 | 6,546,000 |
| Provision for loan losses | 300,000 | 450,000 | 450,000 | 450,000 |
| Pretax income | 1,521,000 | 3,111,000 | 4,524,000 | 5,925,000 |
| Income tax | 439,000 | 893,000 | 1,301,000 | 1,944,000 |
| Net income | 1,082,000 | 2,218,000 | 3,223,000 | 3,981,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,059,000 | 26,195,000 | 27,201,000 | 27,958,000 |
| Total capital | 24,579,000 | 28,823,000 | 29,925,000 | 30,804,000 |
| Risk-weighted assets | 200,589,000 | 209,139,000 | 216,908,000 | 226,799,000 |