Call reports 2019
FIRST SECURE BANK AND TRUST CO. — 2019
What FIRST SECURE BANK AND TRUST CO. reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 150,123,000 | 159,660,000 | 169,404,000 | 189,417,000 |
| Total loans | 120,643,000 | 129,615,000 | 136,588,000 | 139,207,000 |
| Allowance for loan losses | 1,642,000 | 1,642,000 | 1,642,000 | 1,673,000 |
| Securities available for sale | 11,690,000 | 11,294,000 | 11,310,000 | 18,212,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,243,000 | 134,772,000 | 146,049,000 | 165,069,000 |
| Interest-bearing deposits | 110,567,000 | 120,935,000 | 133,036,000 | 150,119,000 |
| Noninterest-bearing deposits | 12,676,000 | 13,837,000 | 13,013,000 | 14,950,000 |
| Equity capital | 17,608,000 | 18,066,000 | 19,415,000 | 19,693,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,767,000 | 3,625,000 | 5,669,000 | 7,803,000 |
| Interest expense | 528,000 | 1,131,000 | 1,833,000 | 2,598,000 |
| Net interest income | 1,239,000 | 2,494,000 | 3,836,000 | 5,205,000 |
| Noninterest income | 76,000 | 133,000 | 200,000 | 282,000 |
| Noninterest expense | 857,000 | 1,708,000 | 2,687,000 | 3,763,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 458,000 | 919,000 | 1,349,000 | 1,724,000 |
| Income tax | 132,000 | 264,000 | 387,000 | 494,000 |
| Net income | 326,000 | 655,000 | 962,000 | 1,230,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,139,000 | 15,601,000 | 17,029,000 | 17,405,000 |
| Total capital | 16,602,000 | 17,161,000 | 18,671,000 | 19,078,000 |
| Risk-weighted assets | 114,498,000 | 122,398,000 | 129,522,000 | 142,226,000 |