Call reports 2018
FIRST SECURE BANK AND TRUST CO. — 2018
What FIRST SECURE BANK AND TRUST CO. reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 120,825,000 | 126,126,000 | 129,561,000 | 148,993,000 |
| Total loans | 100,134,000 | 103,426,000 | 109,227,000 | 114,977,000 |
| Allowance for loan losses | 1,536,000 | 1,611,000 | 1,636,000 | 1,639,000 |
| Securities available for sale | 4,715,000 | 4,665,000 | 4,625,000 | 9,987,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,855,000 | 108,429,000 | 110,502,000 | 125,302,000 |
| Interest-bearing deposits | 95,503,000 | 94,510,000 | 96,168,000 | 110,106,000 |
| Noninterest-bearing deposits | 11,352,000 | 13,919,000 | 14,334,000 | 15,196,000 |
| Equity capital | 11,025,000 | 11,699,000 | 12,137,000 | 17,041,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,383,000 | 2,807,000 | 4,308,000 | 5,970,000 |
| Interest expense | 313,000 | 640,000 | 1,000,000 | 1,477,000 |
| Net interest income | 1,070,000 | 2,167,000 | 3,308,000 | 4,493,000 |
| Noninterest income | 49,000 | 438,000 | 506,000 | 553,000 |
| Noninterest expense | 755,000 | 1,480,000 | 2,224,000 | 3,033,000 |
| Provision for loan losses | 75,000 | 150,000 | 175,000 | 175,000 |
| Pretax income | 289,000 | 975,000 | 1,415,000 | 1,838,000 |
| Income tax | 0 | 0 | 0 | -2,479,000 |
| Net income | 289,000 | 975,000 | 1,415,000 | 4,317,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,132,000 | 11,818,000 | 12,258,000 | 14,680,000 |
| Total capital | 12,236,000 | 12,970,000 | 13,483,000 | 16,077,000 |
| Risk-weighted assets | 87,896,000 | 91,690,000 | 98,606,000 | 109,052,000 |