Call reports 2016
FIRST SECURE BANK AND TRUST CO. — 2016
What FIRST SECURE BANK AND TRUST CO. reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 56,962,000 | 60,688,000 | 72,048,000 | 83,444,000 |
| Total loans | 48,037,000 | 50,666,000 | 59,838,000 | 68,544,000 |
| Allowance for loan losses | 1,465,000 | 1,473,000 | 1,520,000 | 1,520,000 |
| Securities available for sale | 214,000 | 212,000 | 211,000 | 3,150,000 |
| Securities held to maturity | 350,000 | 350,000 | 350,000 | 85,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,213,000 | 51,754,000 | 63,135,000 | 74,602,000 |
| Interest-bearing deposits | 42,508,000 | 42,781,000 | 54,086,000 | 63,226,000 |
| Noninterest-bearing deposits | 8,705,000 | 8,973,000 | 9,049,000 | 11,376,000 |
| Equity capital | 5,230,000 | 8,233,000 | 8,182,000 | 8,156,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 656,000 | 1,339,000 | 2,082,000 | 2,941,000 |
| Interest expense | 83,000 | 166,000 | 270,000 | 405,000 |
| Net interest income | 573,000 | 1,173,000 | 1,812,000 | 2,536,000 |
| Noninterest income | 35,000 | 94,000 | 164,000 | 190,000 |
| Noninterest expense | 727,000 | 1,457,000 | 2,215,000 | 2,911,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -119,000 | -190,000 | -239,000 | -185,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -119,000 | -190,000 | -239,000 | -185,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,216,000 | 8,221,000 | 8,171,000 | 8,226,000 |
| Total capital | 5,719,000 | 8,757,000 | 8,811,000 | 8,965,000 |
| Risk-weighted assets | 39,303,000 | 41,970,000 | 50,292,000 | 58,328,000 |