Call reports 2012
FIRST SECURE BANK AND TRUST CO. — 2012
What FIRST SECURE BANK AND TRUST CO. reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 64,511,000 | 66,142,000 | 63,551,000 | 60,950,000 |
| Total loans | 49,846,000 | 48,315,000 | 46,271,000 | 41,532,000 |
| Allowance for loan losses | 2,277,000 | 2,174,000 | 2,174,000 | 1,862,000 |
| Securities available for sale | 222,000 | 227,000 | 226,000 | 226,000 |
| Securities held to maturity | 1,419,000 | 1,319,000 | 1,319,000 | 1,069,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,200,000 | 62,683,000 | 60,291,000 | 58,316,000 |
| Interest-bearing deposits | 50,432,000 | 53,746,000 | 51,520,000 | 50,483,000 |
| Noninterest-bearing deposits | 10,768,000 | 8,937,000 | 8,771,000 | 7,833,000 |
| Equity capital | 2,664,000 | 2,795,000 | 2,632,000 | 1,950,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 710,000 | 1,409,000 | 2,076,000 | 2,723,000 |
| Interest expense | 173,000 | 337,000 | 488,000 | 623,000 |
| Net interest income | 537,000 | 1,072,000 | 1,588,000 | 2,100,000 |
| Noninterest income | 56,000 | 127,000 | 185,000 | 242,000 |
| Noninterest expense | 592,000 | 1,138,000 | 1,874,000 | 2,535,000 |
| Provision for loan losses | 18,000 | 58,000 | 58,000 | 649,000 |
| Pretax income | -17,000 | 3,000 | -158,000 | -841,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -17,000 | 3,000 | -158,000 | -841,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,642,000 | 2,768,000 | 2,606,000 | 1,924,000 |
| Total capital | 3,154,000 | 3,267,000 | 3,080,000 | 2,341,000 |
| Risk-weighted assets | 39,162,000 | 38,246,000 | 36,246,000 | 31,881,000 |