Call reports 2007
FIRST SECURE BANK AND TRUST CO. — 2007
What FIRST SECURE BANK AND TRUST CO. reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 94,830,000 | 91,949,000 | 93,235,000 | 89,877,000 |
| Total loans | 62,787,000 | 58,223,000 | 58,486,000 | 58,110,000 |
| Allowance for loan losses | 612,000 | 606,000 | 604,000 | 605,000 |
| Securities available for sale | 8,818,000 | 10,194,000 | 11,476,000 | 9,819,000 |
| Securities held to maturity | 14,136,000 | 13,956,000 | 13,752,000 | 13,224,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,528,000 | 83,556,000 | 84,142,000 | 81,288,000 |
| Interest-bearing deposits | 75,797,000 | 73,470,000 | 73,753,000 | 70,751,000 |
| Noninterest-bearing deposits | 10,731,000 | 10,086,000 | 10,389,000 | 10,537,000 |
| Equity capital | 7,366,000 | 7,374,000 | 7,509,000 | 7,605,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,511,000 | 3,008,000 | 4,463,000 | 5,922,000 |
| Interest expense | 769,000 | 1,557,000 | 2,355,000 | 3,123,000 |
| Net interest income | 742,000 | 1,451,000 | 2,108,000 | 2,799,000 |
| Noninterest income | 128,000 | 319,000 | 453,000 | 552,000 |
| Noninterest expense | 716,000 | 1,430,000 | 2,175,000 | 2,942,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 154,000 | 340,000 | 386,000 | 409,000 |
| Income tax | 33,000 | 88,000 | 101,000 | 116,000 |
| Net income | 121,000 | 252,000 | 285,000 | 293,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,496,000 | 7,628,000 | 7,580,000 | 7,588,000 |
| Total capital | 8,108,000 | 8,234,000 | 8,184,000 | 8,193,000 |
| Risk-weighted assets | 70,338,000 | 67,237,000 | 66,958,000 | 64,741,000 |