Call reports 2004
FIRST SECURE BANK AND TRUST CO. — 2004
What FIRST SECURE BANK AND TRUST CO. reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 76,841,000 | 79,425,000 | 80,918,000 | 81,716,000 |
| Total loans | 51,163,000 | 52,315,000 | 52,365,000 | 54,208,000 |
| Allowance for loan losses | 1,489,000 | 1,471,000 | 1,471,000 | 1,458,000 |
| Securities available for sale | 4,770,000 | 6,031,000 | 5,360,000 | 4,546,000 |
| Securities held to maturity | 7,389,000 | 8,132,000 | 9,029,000 | 10,225,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,202,000 | 71,672,000 | 72,727,000 | 73,971,000 |
| Interest-bearing deposits | 58,296,000 | 59,881,000 | 61,869,000 | 63,183,000 |
| Noninterest-bearing deposits | 10,906,000 | 11,791,000 | 10,858,000 | 10,788,000 |
| Equity capital | 6,786,000 | 6,750,000 | 6,873,000 | 6,910,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,106,000 | 2,213,000 | 3,419,000 | 4,607,000 |
| Interest expense | 447,000 | 888,000 | 1,365,000 | 1,844,000 |
| Net interest income | 659,000 | 1,325,000 | 2,054,000 | 2,763,000 |
| Noninterest income | 200,000 | 367,000 | 562,000 | 768,000 |
| Noninterest expense | 709,000 | 1,434,000 | 2,185,000 | 2,988,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 150,000 | 258,000 | 431,000 | 543,000 |
| Income tax | 30,000 | 35,000 | 72,000 | 115,000 |
| Net income | 120,000 | 223,000 | 359,000 | 428,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,763,000 | 6,866,000 | 6,942,000 | 7,011,000 |
| Total capital | 7,452,000 | 7,575,000 | 7,669,000 | 7,728,000 |
| Risk-weighted assets | 54,292,000 | 55,973,000 | 57,415,000 | 56,585,000 |