Call reports 2003
FIRST SECURE BANK AND TRUST CO. — 2003
What FIRST SECURE BANK AND TRUST CO. reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 81,197,000 | 83,157,000 | 80,908,000 | 77,392,000 |
| Total loans | 45,209,000 | 43,443,000 | 46,527,000 | 48,082,000 |
| Allowance for loan losses | 1,750,000 | 1,674,000 | 1,575,000 | 1,478,000 |
| Securities available for sale | 5,655,000 | 2,489,000 | 7,728,000 | 6,464,000 |
| Securities held to maturity | 11,470,000 | 11,219,000 | 8,278,000 | 7,822,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,039,000 | 76,316,000 | 73,440,000 | 69,867,000 |
| Interest-bearing deposits | 62,673,000 | 63,196,000 | 59,995,000 | 57,765,000 |
| Noninterest-bearing deposits | 12,366,000 | 13,120,000 | 13,445,000 | 12,102,000 |
| Equity capital | 5,837,000 | 5,909,000 | 6,785,000 | 6,610,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,196,000 | 2,321,000 | 3,404,000 | 4,674,000 |
| Interest expense | 528,000 | 1,024,000 | 1,496,000 | 1,949,000 |
| Net interest income | 668,000 | 1,297,000 | 1,908,000 | 2,725,000 |
| Noninterest income | 206,000 | 433,000 | 1,501,000 | 1,664,000 |
| Noninterest expense | 803,000 | 1,630,000 | 2,488,000 | 3,392,000 |
| Provision for loan losses | -18,000 | -71,000 | -171,000 | -171,000 |
| Pretax income | 89,000 | 171,000 | 1,092,000 | 1,168,000 |
| Income tax | 3,000 | 3,000 | 3,000 | 240,000 |
| Net income | 86,000 | 168,000 | 1,089,000 | 928,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,801,000 | 5,883,000 | 6,804,000 | 6,643,000 |
| Total capital | 6,440,000 | 6,508,000 | 7,431,000 | 7,298,000 |
| Risk-weighted assets | 49,618,000 | 48,950,000 | 49,223,000 | 51,608,000 |