Call reports 2002
FIRST SECURE BANK AND TRUST CO. — 2002
What FIRST SECURE BANK AND TRUST CO. reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 87,035,000 | 89,115,000 | 92,967,000 | 83,533,000 |
| Total loans | 46,634,000 | 47,591,000 | 47,362,000 | 44,950,000 |
| Allowance for loan losses | 1,927,000 | 1,937,000 | 1,964,000 | 1,883,000 |
| Securities available for sale | 9,626,000 | 8,838,000 | 3,894,000 | 9,207,000 |
| Securities held to maturity | 11,174,000 | 11,732,000 | 13,697,000 | 10,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,423,000 | 82,956,000 | 86,728,000 | 76,990,000 |
| Interest-bearing deposits | 69,746,000 | 69,595,000 | 71,041,000 | 63,994,000 |
| Noninterest-bearing deposits | 11,677,000 | 13,361,000 | 15,687,000 | 12,996,000 |
| Equity capital | 4,922,000 | 5,314,000 | 5,326,000 | 5,786,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,359,000 | 2,751,000 | 4,112,000 | 5,403,000 |
| Interest expense | 678,000 | 1,336,000 | 1,998,000 | 2,617,000 |
| Net interest income | 681,000 | 1,415,000 | 2,114,000 | 2,786,000 |
| Noninterest income | 199,000 | 403,000 | 613,000 | 857,000 |
| Noninterest expense | 680,000 | 1,380,000 | 2,126,000 | 2,912,000 |
| Provision for loan losses | 1,476,000 | 1,511,000 | 1,541,000 | 1,566,000 |
| Pretax income | -1,276,000 | -1,073,000 | -940,000 | -835,000 |
| Income tax | 38,000 | 60,000 | 75,000 | -266,000 |
| Net income | -1,314,000 | -1,133,000 | -1,015,000 | -569,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,045,000 | 5,226,000 | 5,269,000 | 5,715,000 |
| Total capital | 5,736,000 | 5,919,000 | 5,947,000 | 6,354,000 |
| Risk-weighted assets | 54,013,000 | 54,176,000 | 52,988,000 | 49,514,000 |