Call reports 2001
FIRST SECURE BANK AND TRUST CO. — 2001
What FIRST SECURE BANK AND TRUST CO. reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 84,167,000 | 85,331,000 | 90,355,000 | 93,257,000 |
| Total loans | 40,755,000 | 42,060,000 | 45,582,000 | 49,809,000 |
| Allowance for loan losses | 428,000 | 431,000 | 441,000 | 466,000 |
| Securities available for sale | 16,875,000 | 11,746,000 | 7,773,000 | 8,573,000 |
| Securities held to maturity | 12,147,000 | 14,578,000 | 13,474,000 | 11,226,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,131,000 | 77,907,000 | 82,700,000 | 85,751,000 |
| Interest-bearing deposits | 65,652,000 | 66,411,000 | 69,395,000 | 73,054,000 |
| Noninterest-bearing deposits | 11,479,000 | 11,496,000 | 13,305,000 | 12,697,000 |
| Equity capital | 6,349,000 | 6,466,000 | 6,468,000 | 6,471,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,499,000 | 2,928,000 | 4,351,000 | 5,790,000 |
| Interest expense | 841,000 | 1,671,000 | 2,502,000 | 3,280,000 |
| Net interest income | 658,000 | 1,257,000 | 1,849,000 | 2,510,000 |
| Noninterest income | 203,000 | 411,000 | 600,000 | 850,000 |
| Noninterest expense | 610,000 | 1,218,000 | 1,866,000 | 2,661,000 |
| Provision for loan losses | 11,000 | 20,000 | 28,000 | 53,000 |
| Pretax income | 240,000 | 430,000 | 555,000 | 646,000 |
| Income tax | 79,000 | 139,000 | 174,000 | 198,000 |
| Net income | 161,000 | 291,000 | 381,000 | 448,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,273,000 | 6,403,000 | 6,382,000 | 6,449,000 |
| Total capital | 6,701,000 | 6,834,000 | 6,823,000 | 6,915,000 |
| Risk-weighted assets | 48,400,000 | 48,231,000 | 52,399,000 | 53,292,000 |