Call report 2025Q4
NORTH VALLEY BANK — 2025Q4
The 22 measures NORTH VALLEY BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 409,295,000 | USD | evidence → |
| Total loans | 317,957,000 | USD | evidence → |
| Allowance for loan losses | 2,549,000 | USD | evidence → |
| Securities available for sale | 46,312,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 358,189,000 | USD | evidence → |
| Interest-bearing deposits | 273,188,000 | USD | evidence → |
| Noninterest-bearing deposits | 85,001,000 | USD | evidence → |
| Equity capital | 45,199,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 22,806,000 | USD | evidence → |
| Interest expense | 6,697,000 | USD | evidence → |
| Net interest income | 16,109,000 | USD | evidence → |
| Noninterest income | 2,970,000 | USD | evidence → |
| Noninterest expense | 14,365,000 | USD | evidence → |
| Provision for loan losses | 76,000 | USD | evidence → |
| Pretax income | 4,639,000 | USD | evidence → |
| Income tax | 922,000 | USD | evidence → |
| Net income | 3,717,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 40,819,000 | USD | evidence → |