Call reports 2024
NORTH VALLEY BANK — 2024
What NORTH VALLEY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 310,851,000 | 324,017,000 | 328,296,000 | 415,442,000 |
| Total loans | 247,576,000 | 257,689,000 | 263,557,000 | 314,270,000 |
| Allowance for loan losses | 2,415,000 | 2,488,000 | 2,502,000 | 2,460,000 |
| Securities available for sale | 32,869,000 | 32,868,000 | 34,261,000 | 47,155,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 262,979,000 | 277,595,000 | 283,437,000 | 367,933,000 |
| Interest-bearing deposits | 208,875,000 | 222,290,000 | 229,159,000 | 281,920,000 |
| Noninterest-bearing deposits | 54,104,000 | 55,305,000 | 54,278,000 | 86,013,000 |
| Equity capital | 30,861,000 | 31,403,000 | 32,393,000 | 39,020,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,182,000 | 8,528,000 | 13,084,000 | 18,348,000 |
| Interest expense | 1,346,000 | 2,851,000 | 4,479,000 | 6,156,000 |
| Net interest income | 2,836,000 | 5,677,000 | 8,605,000 | 12,192,000 |
| Noninterest income | 404,000 | 1,102,000 | 1,622,000 | 2,217,000 |
| Noninterest expense | 2,763,000 | 5,559,000 | 8,470,000 | 12,723,000 |
| Provision for loan losses | -122,000 | -47,000 | -33,000 | -66,000 |
| Pretax income | 641,000 | 1,304,000 | 1,821,000 | 1,809,000 |
| Income tax | 123,000 | 252,000 | 350,000 | 334,000 |
| Net income | 518,000 | 1,052,000 | 1,471,000 | 1,475,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,397,000 | 33,839,000 | 34,164,000 | 35,499,000 |