Call reports 2022
NORTH VALLEY BANK — 2022
What NORTH VALLEY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 307,323,000 | 303,434,000 | 304,754,000 | 301,938,000 |
| Total loans | 220,706,000 | 227,588,000 | 230,630,000 | 227,369,000 |
| Allowance for loan losses | 1,992,000 | 2,089,000 | 2,199,000 | 2,293,000 |
| Securities available for sale | 44,580,000 | 42,088,000 | 40,034,000 | 37,424,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 272,009,000 | 268,753,000 | 266,333,000 | 266,238,000 |
| Interest-bearing deposits | 201,783,000 | 196,968,000 | 196,962,000 | 200,628,000 |
| Noninterest-bearing deposits | 70,226,000 | 71,785,000 | 69,371,000 | 65,610,000 |
| Equity capital | 28,693,000 | 28,029,000 | 27,671,000 | 27,969,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,683,000 | 5,557,000 | 8,617,000 | 12,023,000 |
| Interest expense | 140,000 | 305,000 | 684,000 | 1,313,000 |
| Net interest income | 2,543,000 | 5,252,000 | 7,933,000 | 10,710,000 |
| Noninterest income | 562,000 | 1,094,000 | 1,575,000 | 2,269,000 |
| Noninterest expense | 2,351,000 | 4,753,000 | 7,305,000 | 9,920,000 |
| Provision for loan losses | 83,000 | 176,000 | 284,000 | 392,000 |
| Pretax income | 671,000 | 1,417,000 | 1,919,000 | 2,667,000 |
| Income tax | 115,000 | 247,000 | 329,000 | 467,000 |
| Net income | 556,000 | 1,170,000 | 1,590,000 | 2,200,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,161,000 | 29,782,000 | 30,160,000 | 30,680,000 |