Call reports 2021
NORTH VALLEY BANK — 2021
What NORTH VALLEY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 313,308,000 | 313,207,000 | 296,115,000 | 309,838,000 |
| Total loans | 231,460,000 | 221,324,000 | 213,624,000 | 217,094,000 |
| Allowance for loan losses | 1,809,000 | 1,878,000 | 1,968,000 | 1,919,000 |
| Securities available for sale | 39,297,000 | 40,902,000 | 41,106,000 | 40,663,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 245,347,000 | 252,232,000 | 251,387,000 | 275,516,000 |
| Interest-bearing deposits | 177,554,000 | 184,212,000 | 189,052,000 | 188,298,000 |
| Noninterest-bearing deposits | 67,793,000 | 68,020,000 | 62,335,000 | 87,218,000 |
| Equity capital | 25,686,000 | 26,724,000 | 27,439,000 | 27,839,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,931,000 | 6,001,000 | 9,168,000 | 12,011,000 |
| Interest expense | 185,000 | 377,000 | 555,000 | 719,000 |
| Net interest income | 2,746,000 | 5,624,000 | 8,613,000 | 11,292,000 |
| Noninterest income | 621,000 | 1,262,000 | 1,775,000 | 2,216,000 |
| Noninterest expense | 2,246,000 | 4,538,000 | 6,997,000 | 9,292,000 |
| Provision for loan losses | 62,000 | 129,000 | 191,000 | 253,000 |
| Pretax income | 1,059,000 | 2,219,000 | 3,200,000 | 3,963,000 |
| Income tax | 170,000 | 388,000 | 568,000 | 703,000 |
| Net income | 889,000 | 1,831,000 | 2,632,000 | 3,260,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,300,000 | 25,205,000 | 25,963,000 | 26,599,000 |