Call reports 2018
NORTH VALLEY BANK — 2018
What NORTH VALLEY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 214,980,000 | 199,942,000 | 213,372,000 | 210,568,000 |
| Total loans | 134,801,000 | 137,380,000 | 153,048,000 | 149,074,000 |
| Allowance for loan losses | 1,476,000 | 1,553,000 | 1,549,000 | 1,549,000 |
| Securities available for sale | 44,054,000 | 43,819,000 | 42,427,000 | 41,674,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,753,000 | 172,014,000 | 178,074,000 | 173,644,000 |
| Interest-bearing deposits | 157,024,000 | 141,634,000 | 148,044,000 | 143,389,000 |
| Noninterest-bearing deposits | 28,729,000 | 30,380,000 | 30,030,000 | 30,255,000 |
| Equity capital | 19,716,000 | 19,985,000 | 20,104,000 | 21,144,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,072,000 | 4,238,000 | 6,574,000 | 9,037,000 |
| Interest expense | 259,000 | 522,000 | 858,000 | 1,264,000 |
| Net interest income | 1,813,000 | 3,716,000 | 5,716,000 | 7,773,000 |
| Noninterest income | 805,000 | 1,087,000 | 1,430,000 | 2,355,000 |
| Noninterest expense | 1,782,000 | 3,535,000 | 5,422,000 | 7,511,000 |
| Provision for loan losses | 60,000 | 60,000 | 60,000 | 60,000 |
| Pretax income | 776,000 | 1,208,000 | 1,664,000 | 2,557,000 |
| Income tax | 131,000 | 189,000 | 255,000 | 413,000 |
| Net income | 645,000 | 1,019,000 | 1,409,000 | 2,144,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,367,000 | 19,438,000 | 19,816,000 | 21,285,000 |
| Total capital | 20,842,000 | 20,991,000 | 21,365,000 | 22,834,000 |
| Risk-weighted assets | 139,235,000 | 140,617,000 | 151,953,000 | 154,452,000 |