Call reports 2017
NORTH VALLEY BANK — 2017
What NORTH VALLEY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 210,492,000 | 208,000,000 | 207,793,000 | 205,068,000 |
| Total loans | 128,046,000 | 127,871,000 | 133,458,000 | 133,712,000 |
| Allowance for loan losses | 1,122,000 | 1,207,000 | 1,216,000 | 1,339,000 |
| Securities available for sale | 50,747,000 | 49,919,000 | 48,533,000 | 46,734,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 179,878,000 | 176,722,000 | 178,035,000 | 175,415,000 |
| Interest-bearing deposits | 152,282,000 | 147,756,000 | 147,334,000 | 146,288,000 |
| Noninterest-bearing deposits | 27,596,000 | 28,966,000 | 30,701,000 | 29,127,000 |
| Equity capital | 18,565,000 | 19,203,000 | 19,463,000 | 19,533,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,891,000 | 3,866,000 | 5,901,000 | 7,934,000 |
| Interest expense | 233,000 | 474,000 | 727,000 | 972,000 |
| Net interest income | 1,658,000 | 3,392,000 | 5,174,000 | 6,962,000 |
| Noninterest income | 488,000 | 1,005,000 | 1,415,000 | 1,961,000 |
| Noninterest expense | 1,759,000 | 3,508,000 | 5,291,000 | 7,040,000 |
| Provision for loan losses | 91,000 | 182,000 | 274,000 | 365,000 |
| Pretax income | 299,000 | 710,000 | 1,027,000 | 1,521,000 |
| Income tax | 46,000 | 130,000 | 183,000 | 272,000 |
| Net income | 253,000 | 580,000 | 844,000 | 1,249,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,233,000 | 18,332,000 | 18,490,000 | 18,900,000 |
| Total capital | 19,355,000 | 19,539,000 | 19,706,000 | 20,239,000 |
| Risk-weighted assets | 131,638,000 | 132,977,000 | 137,302,000 | 137,752,000 |