Call report 2008Q4
NORTH VALLEY BANK — 2008Q4
The 22 measures NORTH VALLEY BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 142,918,000 | USD | evidence → |
| Total loans | 101,197,000 | USD | evidence → |
| Allowance for loan losses | 1,497,000 | USD | evidence → |
| Securities available for sale | 17,103,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 120,847,000 | USD | evidence → |
| Interest-bearing deposits | 110,185,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,662,000 | USD | evidence → |
| Equity capital | 13,396,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,070,000 | USD | evidence → |
| Interest expense | 3,327,000 | USD | evidence → |
| Net interest income | 4,743,000 | USD | evidence → |
| Noninterest income | 609,000 | USD | evidence → |
| Noninterest expense | 4,218,000 | USD | evidence → |
| Provision for loan losses | 933,000 | USD | evidence → |
| Pretax income | 192,000 | USD | evidence → |
| Income tax | -34,000 | USD | evidence → |
| Net income | 226,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,056,000 | USD | evidence → |
| Total capital | 14,280,000 | USD | evidence → |
| Risk-weighted assets | 97,700,000 | USD | evidence → |