Call report 2004Q4
NORTH VALLEY BANK — 2004Q4
The 22 measures NORTH VALLEY BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 139,242,000 | USD | evidence → |
| Total loans | 113,145,000 | USD | evidence → |
| Allowance for loan losses | 1,550,000 | USD | evidence → |
| Securities available for sale | 6,285,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 111,799,000 | USD | evidence → |
| Interest-bearing deposits | 99,948,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,851,000 | USD | evidence → |
| Equity capital | 12,164,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,875,000 | USD | evidence → |
| Interest expense | 2,226,000 | USD | evidence → |
| Net interest income | 5,649,000 | USD | evidence → |
| Noninterest income | 619,000 | USD | evidence → |
| Noninterest expense | 3,161,000 | USD | evidence → |
| Provision for loan losses | 618,000 | USD | evidence → |
| Pretax income | 2,489,000 | USD | evidence → |
| Income tax | 844,000 | USD | evidence → |
| Net income | 1,645,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,125,000 | USD | evidence → |
| Total capital | 13,431,000 | USD | evidence → |
| Risk-weighted assets | 104,242,000 | USD | evidence → |