Call report 2003Q4
NORTH VALLEY BANK — 2003Q4
The 22 measures NORTH VALLEY BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 105,362,000 | USD | evidence → |
| Total loans | 98,347,000 | USD | evidence → |
| Allowance for loan losses | 1,122,000 | USD | evidence → |
| Securities available for sale | 739,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 80,496,000 | USD | evidence → |
| Interest-bearing deposits | 71,466,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,030,000 | USD | evidence → |
| Equity capital | 7,680,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,192,000 | USD | evidence → |
| Interest expense | 1,876,000 | USD | evidence → |
| Net interest income | 5,316,000 | USD | evidence → |
| Noninterest income | 414,000 | USD | evidence → |
| Noninterest expense | 3,112,000 | USD | evidence → |
| Provision for loan losses | 275,000 | USD | evidence → |
| Pretax income | 2,343,000 | USD | evidence → |
| Income tax | 791,000 | USD | evidence → |
| Net income | 1,552,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,599,000 | USD | evidence → |
| Total capital | 8,721,000 | USD | evidence → |
| Risk-weighted assets | 91,195,000 | USD | evidence → |