Call report 2003Q1
NORTH VALLEY BANK — 2003Q1
The 22 measures NORTH VALLEY BANK reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 90,789,000 | USD | evidence → |
| Total loans | 84,294,000 | USD | evidence → |
| Allowance for loan losses | 1,003,000 | USD | evidence → |
| Securities available for sale | 1,275,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 72,579,000 | USD | evidence → |
| Interest-bearing deposits | 63,891,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,688,000 | USD | evidence → |
| Equity capital | 6,703,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,719,000 | USD | evidence → |
| Interest expense | 483,000 | USD | evidence → |
| Net interest income | 1,236,000 | USD | evidence → |
| Noninterest income | 96,000 | USD | evidence → |
| Noninterest expense | 698,000 | USD | evidence → |
| Provision for loan losses | 75,000 | USD | evidence → |
| Pretax income | 559,000 | USD | evidence → |
| Income tax | 190,000 | USD | evidence → |
| Net income | 369,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,600,000 | USD | evidence → |
| Total capital | 7,588,000 | USD | evidence → |
| Risk-weighted assets | 79,058,000 | USD | evidence → |