Call reports 2008
INDIAN RIVER NATIONAL BANK — 2008
What INDIAN RIVER NATIONAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 |
|---|---|
| Total assets | 698,195,000 |
| Total loans | 470,678,000 |
| Allowance for loan losses | 4,890,000 |
| Securities available for sale | 64,086,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 587,032,000 |
| Interest-bearing deposits | 490,797,000 |
| Noninterest-bearing deposits | 96,235,000 |
| Equity capital | 61,965,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 |
|---|---|
| Interest income | 4,238,000 |
| Interest expense | 1,707,000 |
| Net interest income | 2,531,000 |
| Noninterest income | 441,000 |
| Noninterest expense | 1,631,000 |
| Provision for loan losses | 0 |
| Pretax income | 1,341,000 |
| Income tax | 437,000 |
| Net income | 904,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 |
|---|---|
| Tier 1 capital | 48,589,000 |
| Total capital | 53,583,000 |
| Risk-weighted assets | 511,763,000 |